Roof Repair questions from Collin County homeowners

Most repairs run $400 to $1,900. A traced leak is usually $350 to $1,500, flashing $200 to $600, a few missing or creased shingles $150 to $700, and a flat roof patch $300 to $1,100. A full asphalt shingle replacement on a typical house is $8,000 to $16,000. You get the number in writing after the roof is walked.

Put a bucket under it. If the drywall is bulging, poke a small hole in the low point so the water drains into the bucket instead of bringing the ceiling down. Move what you can out of the way and call (469) 457-4804. A tarp goes on as soon as it is safe to be on the roof, and the real repair follows when the roof is dry.

Most calls end in a repair. A roof that is under about 15 years old, lies flat and has damage in one area gets fixed. A roof with hail bruising on every slope, granules worn down to the mat, or a second layer of shingles already on it is usually a replacement. You see the photos either way.

From the ground you often cannot. Look for dents in the gutters, downspouts, vents and the AC unit, and granules washed out at the bottom of the downspouts. On the roof, hail leaves round dark spots where the granules were knocked off, soft to the touch on a fresh hit. A roofer on a ladder finds in 20 minutes what a drive-by cannot.

A leak, a pipe boot or a handful of shingles is a few hours. Flashing at a wall or chimney can run most of a day. A full tear-off and replacement on a typical house is one to two days once the permit and the materials are in.

Texas Insurance Code section 4102.163 bars a contractor from acting as a public adjuster, or advertising to adjust claims, on any property it is or may be repairing, and the Texas Department of Insurance says it is illegal for a contractor to waive, rebate or absorb your deductible under Business and Commerce Code section 27.02. So the roofer documents the damage, meets your adjuster on the roof and writes the repair estimate. The claim stays between you and your insurance company, and you pay your deductible.

Texas has no state license for roofing contractors, and the Texas Department of Licensing and Regulation does not cover roofing, so there is no state number to look up. The Roofing Contractors Association of Texas runs a voluntary license that requires exams and $300,000 in liability coverage, and cities such as Frisco ask for a registered contractor number on the permit. Ask any roofer for proof of insurance and a written estimate before work starts.

A full re-roof needs a city permit in most of Collin County. Wylie lists residential roofing replacement among the work that requires one, Frisco charges $150 for a reroof permit on its fee schedule effective October 1, 2026, and McKinney's building department publishes its own roof permit packet. Patching a leak or replacing a few shingles usually needs none, and the roofer confirms with your city and pulls the permit before the tear-off.

About a third of Texas homes sit in a community association, and in Collin County's master-planned subdivisions it is most of them, with a committee that approves shingle style and color before a re-roof. Texas Property Code section 202.011 stops an association from banning shingles designed for wind and hail resistance, better heating and cooling efficiency or solar generation, as long as they resemble the approved shingles, are more durable and at least equal in quality, and match the look of the street. You get the product sheet and a color sample for the submission.

Usually close. Architectural shingles from the big manufacturers come in a handful of standard colors, and the roofer brings a sample to hold against the roof. An old or discontinued shingle will not match exactly, and new shingles look brighter until they weather. You hear that before the repair, not after.